Wednesday, 28 March 2012

Automotive - Neutral - 28 March 2012


We are maintaining our Neutral rating on the automotive sector for 2Q12 given our view that the 1H will still likely remain subdued for auto sales as the market adjusts to Bank Negara’s more stringent lending guidelines for hire purchase loans as well as the normalisation of supplies after the Thai flood last Nov. We expect increased competition among the automotive companies during this period to make up for lost sales after the slowdown in production last year, particularly between the Japanese marques and Continental brands.

 That said, we are keeping our total industry volume (TIV) sales forecast unchanged at 613,674 units (+2.3% growth), with a rebound likely in mid-2H of the year after the expected slowdown in the 1H, driven by pent-up demand, a full scale recovery for Thai auto output and  the industry’s still positive long term dynamics. More opportunities to realign one’s portfolio to the sector should be available only then, hence our Neutral call on the sector remains for 2Q12.      

As for stock picks, we prefer MBM Resources (OUTPERFORM; TP: RM5.38) given its current low valuation relative to its peers and potential catalysts from its Daihatsu tie-up to set up an electric automatic transmission plant. In line with our sector Neutral stance, we are maintaining our MARKET PERFORM calls on UMW (TP: RM7.45) and Tan Chong (TP: RM4.67). However, we have a case-specific ACCEPT OFFER recommendation on Proton at RM5.50. 

Household debt an issue?  Of late, the issue of rising household debts in the country (which  has  risen  to  77.6%  in  3Q11)  as  well  as  Bank  Negara's  action  in  imposing  more stringent financing conditions for hire purchase loans (as part of its overall move to keep the rising household debts level and consumer loans in check) has raised concerns on its impact on  auto  sales  in  the  months  ahead.  But  our affordability study indicates the average Malaysian household can still meet all their current major debt commitments, so purchase of a car is still within their means. We also expect the tighter lending guidelines to work itself out in 2H12. (See our upcoming Auto Sector update for a more detailed analysis).

TIV February sales rebounded by 7.5% MoM. There were initial fears that the impact of Bank Negara’s action would have a big adverse impact to the industry and auto sales, especially when the total industry  volume  (TIV)  sales  in  January  fell  by  a  strong  25.3%  YoY. However, February TIV sales have since recovered with a rise of 7.5% and 9.0% on a MoM and YoY basis. Nonetheless, we believe there would always be a pent-up demand should auto sales fall too long or too much at any single time which has prompted us to maintain our total industry volume (TIV) sales forecast of a rise of 2.3% for the whole year, with a rebound likely in the 2H after an expected slowdown in the 1H. 

Moving trend for continental cars.  Meanwhile, despite the negative news which struck the automotive industry this year, we believe 2012 would be a crucial year for the automakers to pick up their lost sales and market shares after the slowdown in production last year. However, we expect increased  competition among the automotive companies during this period, particularly between the  Japanese marques and Continental brands. We already observe that continental car marques have increased their local market share since Nov 2011 which as of the YTD, continental cars’ market share has increased from 8% to 12% at the expense of Japanese cars, which saw their market share shrinking 92% to 88%. 

Autoparts moving out?  Another trend that we have observed lately is that the local autoparts players are slowly diversifying  out of their core business in auto part manufacturing, despite more foreign marques likely localising their assemblies ahead. For instance, autoparts player EPMB recently  acquired Maju Expressway SB for its toll concessions while Delloyd Ventures has moved to invest into the plantation business. We believe this is due to tougher environment for the pure autoparts players which are highly dependent on the domestic automotive industry. However, we do not see a major impact on the carmakers as they have the size and strength to source for autoparts both locally and abroad.

Source: Kenanga 

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